Financial tools

Retirement fund calculator

A simplified model: inflate today’s spending to retirement, estimate a corpus to draw from for a chosen number of years, and see a monthly saving idea to close the gap.

Your profile

Current age32 yrs

2255

Retirement age58 yrs

4570

Monthly expenses (today)₹45,000

₹15k₹3 L

Inflation (p.a.)6%

3%12%

Pre-retirement return (p.a.)11%

4%18%

Current investments₹8,00,000

₹0₹5 Cr

Post-retirement return (p.a.)7%

4%12%

Years to fund after retirement25 yrs

1535

Estimate

Monthly expense at retirement (nominal)

₹2,04,722

Corpus needed (simplified annuity)

₹2,89,65,482

Future value of current corpus

₹1,20,63,892

Suggested monthly SIP (to cover shortfall)

₹9,456

Illustrative only - not investment advice. Actual returns, taxes, and charges may differ.

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